FT3 US Partners
For US-based PSPs, ISOs, PayFacs, ISVs & Digital Platforms helping merchants expand internationally
Most US partners don't lack ambition — they lack an international specialist in their corner. FT3 Partners gives you instant global capability with zero platform build, zero new hires, and a partner network across LatAm, Europe, SEA and MEA that generates deal flow back to you. We work alongside you for the long term — from launch to scale.
FT3 Partners
Global Partner Program
www.ft3partners.com
Your Merchants Are Going Global. Are You Helping Them Get There?
Your merchants are already asking about international, but you shouldn't need a 12-month build or a new hire to answer.
Going global is a massive, complex lift, but FT3 handles the entire international journey so you don’t have to build a thing. We provide the full infrastructure your merchants need to scale abroad while you keep the primary relationship and capture new revenue.
New Revenue on Existing Merchants
Cross-border e-commerce is a $7.9T market by 2030. Partners using FT3 earn revenue share on every dollar their merchants process internationally — with zero infrastructure cost.
Every Month You Wait, Someone Else Wins
Your merchants are already asking about international. If you can't answer, they'll find someone who can — and take the relationship with them.
Nothing to Lose. 20 Minutes to Find Out.
No commitments. No build. We structure every partnership around how you already work — referral, integration, or white-label.
FT3 Partners
Global Partner Program
www.ft3partners.com
The Opportunity — And Why Most US Partners Are Missing It
Your merchants are eager to capture the $7.9T cross-border market, yet most US partners struggle to support them. The barrier isn't a lack of ambition, but the immense cost, risk, and time required to build an international infrastructure from scratch. FT3 removes this barrier entirely, letting you scale globally without the heavy lifting.
Through FT3 Launch and FT3 PAY, we handle entity formation, local banking, AML/KYC, and cross-border acquiring — so you can offer international capability without building it yourself.
LatAm
Brazilian, Mexican, and Colombian consumers are buying from US merchants. FT3 Launch supports local payment methods, BRL/MXN settlement, and compliant acquiring — fully supported.
Southeast Asia
SEA e-commerce growing 20%+ annually. FT3 Launch provides ready-to-go local wallets, regional card rails, and compliant infrastructure.
Europe
iDEAL, SEPA, BNPL. US merchants without local payment methods lose 20–30% of potential conversions. FT3 Launch and FT3 PAY close that gap.
Middle East & Africa
UAE, Saudi, Nigeria, Kenya. FT3 Launch provides local acquiring and compliant payment rails — for the markets your merchants are already asking about.
FT3 Partners, Ltd. · San Francisco · Amsterdam · Singapore · www.ft3partners.com
What Partners & Merchants Gain
Your merchants go global. You earn on every dollar they process.
We provide the infrastructure to expand your merchants globally with zero build, no additional headcount, and no added risk. Instantly integrate international capabilities into your portfolio and earn on every dollar your merchants process worldwide.
For Your Merchants
International Go-Live in 4–8 Weeks
Entity formation, local banking, AML/KYC, and acquiring relationships in target markets — coordinated end-to-end by FT3 Launch. Live while competitors are still scoping.
Higher International Conversion Rates
FT3 PAY's smart routing and local payment method support lifts authorization rates and reduces checkout abandonment — more revenue from every market.
Local Payment Methods That Convert
iDEAL, PIX, GrabPay, M-Pesa, BNPL — every market's preferred payment method, fully supported. Merchants without local APMs lose 20–30% of potential conversions.
Compliance & Banking Sorted
AML/KYC, local entity requirements, and acquiring relationships handled by FT3 Launch. No legal surprises. No banking dead ends.
For You as Their Partner
New Revenue Stream
Earn revenue share on every dollar your merchants process internationally. Zero infrastructure investment. Zero new hires.
Retain Merchants Who Would Leave
Merchants asking about international will find someone who can help. Be that someone — and keep the relationship.
Two-Way Deal Flow
Via FT3 Commerce, we route internationally-ready merchants back to you. Not just a referral — a growing pipeline in both directions.
White-Label Option
Offer international payment infrastructure under your own brand. Your product, our rails, your relationship.
FT3 Partners, Ltd. · San Francisco · Amsterdam · Singapore · www.ft3partners.com
What You Get When You Partner With FT3
Give your merchants global reach without building a single thing or shifting your existing U.S. focus.
Go global with zero infrastructure build and no extra headcount. We handle the heavy lifting through FT3 Launch and our optional FT3 PAY gateway, letting you keep the merchant relationship while we serve as your international experts.
FT3 PAY: Global Payment Gateway
Our optional tech layer that optimizes performance and connectivity across LatAm, Europe, SEA, and MEA using smart routing.
FT3 Launch: Operational Services
We manage local rails like PIX, iDEAL, and BNPL, plus the headaches of banking, AML/KYC, and entity formation.
FT3 Commerce: Global Partner Ecosystem
We plug platforms and ISOs into global opportunities with end-to-end support, so you can go live while others are still scoping.
White-Label Integration
Embed our international rails directly into your platform under your own brand. It's your product and your relationship—just with our global backbone.
You don't need to become an international payments company. You just need one that works — and reflects well on you when it does.
When Legacy Processors Block Global Growth, We Find a Way
Your merchant wants to go global, but their processor is stuck on domestic. That’s not a merchant problem—it’s an infrastructure problem.
Legacy US processors are built for domestic volume, not the messy reality of international growth, leading to stalled launches and abandoned expansion. FT3 is the alternative; we look at the opportunity where others see an obstacle. We bridge the gap by managing the heavy operational lifting with FT3 Launch and solving technical hurdles through the smart routing and orchestration of FT3 PAY.
eCommerce
US platforms often struggle with international friction. We fix that by securing the right local acquiring relationships while our gateway lifts approval rates across every target market.
SaaS & Subscriptions
Recurring billing across borders is a nightmare for US processors. Our payment orchestration optimizes international routing so you stop leaking revenue every billing cycle.
Travel & Tours
Multi-currency settlements are too complex for standard providers. We handle the local acquiring relationships and smart routing required to keep your travel bookings flowing.
Marketplaces
Cross-border payouts and multi-currency pay-ins are beyond standard platforms. We structure the entity and compliance flow, while our tech stack handles the orchestration at scale.
B2B & Logistics
International vendor disbursements shouldn't require a dedicated treasury team. We support the banking and infrastructure setup so your operators can scale globally without the headache.
Regulated & High-Risk
If a legacy processor has declined your merchant’s expansion, we’ve likely seen it before. We provide stable international acquiring and keep business moving with our orchestration layer.
It's not just about processing. It's about having a partner who understands your merchants' global ambitions — and builds an international strategy around them.
www.ft3partners.com
Global Partner Program
How It Works
Refer merchants or integrate directly. Everyone wins.
Two simple models. Whether you're a PSP, ISO, PayFac, ISV, or digital platform, we tailor the setup to fit your needs.
Spot the Opportunity
A merchant in your portfolio wants to sell internationally — into LatAm, Europe, SEA, or MEA. You make a warm intro to FT3.
We Handle the Build
FT3 acts as your international specialist. We tackle the heavy lifting—entity formation, compliance, banking, acquiring, and local market architecture. Optionally, add FT3 PAY for global gateway services and smart routing.
Merchant Goes Live
Processing international payments in 4–8 weeks. They stay with you as their primary US payment partner.
You Earn — Two Ways
Revenue share on every referral. Plus we route internationally-ready merchants from our FT3 Commerce partner network back to you.
Your merchants and users stay yours. Scope and timelines depend on partner type and jurisdiction.
Ready to explore? Book a 20-min call →
Partners Already Winning
Real partners. Real results. Specialist international expertise.
Three anonymized cases showing how US payment partners added international capabilities through FT3 and saw immediate growth.
US ISO — Added International Revenue
A US ISO with 200+ merchants had 4 accounts pushing for European expansion. They referred them to FT3 rather than turning them away. Without adding staff or infrastructure, they generated $180K in incremental annual revenue in year one.
US ISV — Stopped Losing Merchants to Competitors
A vertical SaaS platform was bleeding merchants to competitors who supported cross-border payments. We stepped in as their dedicated international expert, closing the gap in just 6 weeks. Since integrating, churn from international-bound merchants has dropped to zero.
US PayFac — Launched International as a Product
A US PayFac embedded our FT3 PAY gateway and smart routing directly into their product suite. We handled the heavy lifting of entity formation and local compliance. They launched international support as a native feature, getting their first 3 merchants live in LatAm within 8 weeks.
All examples anonymized. Details available under NDA for qualified partners.
Why FT3 Partners
We’re not a bank, a processor, or a competitor. We’re an infrastructure and growth engine for partners needing more than a standard solution.
Your merchants’ international journeys follow a consistent path: entry, optimization, and scale. We support them at every stage while you remain the primary relationship.
FT3 Launch — Merchant & Platform Acceleration
We handle everything from entity formation and licensing to payment architecture. Your merchants go live internationally in 4–8 weeks.
FT3 PAY — Payment Infrastructure
Optimise performance with our optional gateway, featuring smart routing and white-label readiness. We give you the tools to boost international acceptance.
FT3 Commerce — Global Partner Ecosystem
We connect the dots between platforms and global opportunity. We don't just take referrals; we route internationally-ready merchants back to your doorstep.
We Stay in Our Lane
We complement your existing stack without displacement. Your merchants remain yours, period.
Human Where It Matters
Algorithms say no; we find a way. When things get complex, you get our real-world expertise.
We Move Fast
We handle entity formation in 24 hours and get you live in 4–8 weeks. We leave traditional procurement cycles in the dust.
It Goes Both Ways
You refer merchants to us — we route qualified leads back to you. Both businesses grow.
Led by Frederik Pen & A Team of Frontline Specialists
Frederik Pen — Founder, builder, and global payments insider — has held senior leadership roles at American Express, Visa, Worldpay, and high-growth fintechs across four continents. FT3 is a digital global boutique fintech: a platform, a team, and a partner network of regional experts — built to support the full business journey, from launch through scale. We've done this work from the inside. That's what makes us different.
Partner FAQ
The questions every US partner asks. Answered honestly.
1
Are you a bank or payment processor?
No. We’re a tech platform and growth engine for international payments, operating through FT3 PAY, FT3 Launch, and FT3 Commerce. We don't hold funds, issue accounts, or act as a financial institution. We simply provide the tools and operational backbone to help your merchants expand globally.
2
What does the commercial structure look like?
We typically work with a mix of setup fees, transaction margins, and scoped project costs, with gain-share options for qualified opportunities. We tailor everything to your specific engagement model and goals. The details are worth a conversation, not a slide.
3
How does the merchant relationship work?
That is entirely up to you. Some partners prefer a close, collaborative handoff, while others want us to take the lead behind the scenes. We don't impose a model because your relationship is yours to define.
4
What exactly does FT3 do — and not do?
FT3 Launch handles the heavy lifting of international operations, while FT3 PAY provides an optional technical gateway for orchestration. We don't operate in your US market or hold merchant funds. We maintain a clean separation so you remain the primary partner.
5
How do we get started?
A single 30-minute conversation is all it takes. No contracts upfront, just a quick look at how we can help your business grow internationally. If it makes sense, we move fast.
Every partnership is different. Let's find out what yours looks like.
FT3 Partners
www.ft3partners.com
Let's Take Your Merchants Global
Let's have a quick, no-commitment chat to see if we can help your merchants expand internationally. We’re here to work alongside you in a partnership structured entirely around how you already operate.
LatAm · Europe · SEA · MEA
We provide full operational support for the world's four fastest-growing regions for US merchants.
Your Merchants, Your Relationship
We work in the background as your international specialist. You remain the primary partner, every step of the way.
Tailored to Your Setup
Whether you prefer a referral, integration, or white-label model, we’ll find the fit that works for you.
Get in Touch
info@ft3partners.com
+1 (415) 873-0073
Offices
San Francisco · Amsterdam · Singapore
FT3 Partners, Ltd. · www.ft3pay.com · © 2026